← Monay & Associates
Referral Partners
We work with professionals across the consumer financial services space to make sure clients who may have federal claims get the representation they need — at fees they can afford.
What we handle
✓ FCRA — Credit reporting violations
✓ FDCPA — Illegal collection practices
✓ TCPA — Robocalls & unauthorized texts
✓ Unlawful vehicle repossession
✓ Breach of contract by lenders
✓ Private arbitration — flat fee only
Choose your industry
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Bankruptcy Attorneys
Refer clients who don't qualify for bankruptcy relief but have FCRA, FDCPA, or TCPA violations — we can often help where bankruptcy cannot.
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Credit Repair Companies
Clients with unverifiable accounts, repeated dispute failures, or ongoing collection harassment may have actionable federal claims beyond traditional credit repair.
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Debt Settlement Companies
Clients facing illegal collection tactics, harassment, or robocalls may have separate federal claims — we handle the arbitration while you handle the settlement.
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Solar Companies
Customers dealing with financing disputes, unauthorized credit inquiries, or collector harassment from a solar lender may have strong federal claims — refer them before a complaint turns into a review.
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General Referral
Not sure which category fits? Submit a general referral — for personal injury attorneys, financial advisors, housing counselors, family members, or anyone who knows someone who needs consumer advocacy.
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Common questions
Do you pay referral fees?
We do not pay referral fees to non-attorneys. Attorneys interested in formal referral fee arrangements should reach out to discuss compliance with applicable bar rules in their jurisdiction.
Will you take cases outside my area?
Yes. We handle private consumer arbitration nationally. The federal statutes we work under (FCRA, FDCPA, TCPA) apply in every state.
What are your fees to clients?
We offer three flat-fee tiers: a $199 case evaluation, $1,497 arbitration preparation, and $2,497 full case management. Clients always know the total cost before committing — no hourly billing, no hidden fees.
How quickly do you follow up with referred clients?
Within one business day of receiving the referral. Urgent submissions (active harassment, imminent deadlines) are prioritized.