← Monay & Associates
When credit repair isn't enough,
Credit Industry Referral Program
When credit repair isn't enough,
arbitration may be the answer.
Some clients have accounts that won't budge through traditional dispute processes — inaccurate entries that creditors keep verifying, ongoing collection harassment, or creditors refusing to comply with federal law. Those clients may have actionable claims we can pursue through private arbitration.
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FCRA Specialists
We focus specifically on federal consumer protection claims — your exact client base
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No Poaching
We handle arbitration only — we never offer credit repair services to your clients
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Fast Intake
We contact referred clients within one business day — no lengthy qualification process
Which clients to refer
Consider a referral when a client is dealing with any of the following:
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Unverifiable accounts that creditors keep verifying
Repeated disputes with no correction may constitute FCRA violations with statutory damages
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Debt collectors contacting the client despite disputes
Continued collection activity after a dispute is submitted is a potential FDCPA violation
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Robocalls or automated texts to a cell phone without consent
TCPA violations carry statutory damages of $500–$1,500 per call or text
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Accounts reporting after a bankruptcy discharge
Post-discharge reporting violations are actionable under the FCRA and may include actual damages
How the referral process works
1
Fill out the form below
A brief description of the situation is all we need — no legal analysis or formal documentation required.
2
We conduct a no-cost intake within one business day
Our team speaks with the client, assesses the claim, and determines whether private arbitration is appropriate.
3
You receive a brief status update
We'll let you know whether the client enrolled so you know they were taken care of.
Submit a Referral
All information is kept strictly confidential.