← Monay & Associates
Your clients may have federal claims
Debt Industry Referral Program
Your clients may have federal claims
against the collectors harassing them.
While you negotiate settlements, some clients are also being subjected to illegal collection tactics — harassment, false threats, and unauthorized autodialed calls. Those violations give rise to separate federal claims that your clients can pursue through private arbitration, independent of any settlement agreement.
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Separate Claims
Federal FDCPA and TCPA claims are entirely separate from the underlying debt dispute — your settlement proceeds unaffected
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Flat Fee Only
We charge flat fees — clients always know the cost upfront, with no surprises or contingency percentages
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No Interference
We don't advise on debt settlement strategy — we focus exclusively on federal consumer protection claims
Signs a client has a referrable federal claim
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Collector calling after a cease-and-desist request
Continued contact after a written demand to stop is a clear FDCPA violation with statutory damages up to $1,000
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Threats of lawsuits, arrest, or wage garnishment the collector can't actually follow through on
False or misleading representations by a debt collector violate the FDCPA regardless of whether money is owed
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Robocalls or autodialed texts to a cell phone
Each unauthorized autodialed call or text can carry statutory damages of $500–$1,500 under the TCPA
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Collection of an amount not authorized by the agreement
Inflated payoff amounts, unauthorized fees, or interest above the contractual rate may constitute FDCPA violations
How referrals work
1
Submit the client's information below
A brief summary of the situation is enough. No formal documentation needed from you.
2
We reach out within one business day
Our team contacts the client directly, conducts a no-cost intake call, and assesses the claim.
3
You receive a brief status update
We'll confirm the intake outcome so you know your client was handled professionally.
Submit a Referral
All information is kept strictly confidential.