← Monay & Associates
Know someone being treated unfairly
Referral Partner Program
Know someone being treated unfairly
by a creditor or collector?
Monay & Associates represents consumers in private arbitration under federal law. If someone you work with — or someone you know — is dealing with debt collection harassment, credit reporting errors, or unlawful billing practices, we may be able to help.
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Federal Protections
FCRA, FDCPA, TCPA violations, unlawful repossession & breach of contract
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Flat Fees
No hourly billing, no hidden costs — they know the total before committing
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Quick Follow-Up
We contact your referral and keep you updated on the referral status.
What we handle
A referral may be a good fit if the person is dealing with any of the following:
✓ Credit reporting errors, unverifiable debts, or identity-related disputes (FCRA)
✓ Harassment, threats, or illegal collection tactics from a debt collector (FDCPA)
✓ Unwanted robocalls or auto-texts from a lender or collector (TCPA)
✓ Wrongful vehicle repossession or disputed account charges
✓ Breach of contract by a lender, creditor, or servicer
✓ Unauthorized credit inquiries or account changes
Not sure if it qualifies? Submit the form anyway — our team will review it and follow up with you.
How the referral process works
1
Submit the form below
Takes under 2 minutes. Just the basics — no legal analysis needed on your part.
2
We contact them
Our team offers a $197 non-refundable Case Evaluation, which reviews the facts and lays out the options.
3
We send you a brief update
Once intake is complete you'll receive a quick note so you know your referral was taken care of.
Submit a Referral
All information is kept strictly confidential. We will not contact this person without your knowledge.